# WIOSNA

> WIOSNA is a digital asset advisory and implementation partner connecting the world's best digital asset infrastructure companies with top financial institutions. We structure stablecoin settlement corridors, tokenisation, custody and Shariah-compliance layers for top banks in emerging markets, and we run go-to-market and capital work for digital asset infrastructure companies.

Markets: Pakistan, the Gulf (UAE and GCC), East Africa.
Offices: Amsterdam, Karachi, Dubai.
Founders: Michael Borowiec, Hassan Tariq.
Contact: hello@wearewiosna.com · https://cal.com/wiosna-advisory/30min

## Services
- Stablecoin settlement corridor design for banks and remittance flows
- Tokenisation strategy for financial institutions
- Shariah-compliance layers for digital asset products
- Institutional go-to-market and bank partnerships for digital asset infrastructure firms
- Capital strategy and investor introductions

## Key pages
- [Home](https://www.wearewiosna.com/)
- [About](https://www.wearewiosna.com/about)
- [Pakistan programme](https://www.wearewiosna.com/pakistan)
- [Case studies](https://www.wearewiosna.com/case-studies)
- [Insights](https://www.wearewiosna.com/insights)
- [Pakistan Digital Asset Landscape 2026 report](https://www.wearewiosna.com/insights/reports/pakistan-2026)
- [Response to Pakistan's Virtual Asset Regulations 2026](https://www.wearewiosna.com/insights/articles/pvara-response-2026)
- [Contact](https://www.wearewiosna.com/contact)

## Articles
- [The Custody Bottleneck](https://www.wearewiosna.com/insights/custody-bottleneck)
- [The Institutional BD Gap in Digital Asset Infrastructure](https://www.wearewiosna.com/insights/institutional-bd-gap)
- [Sequencing Digital Asset Banking](https://www.wearewiosna.com/insights/sequencing-digital-asset-banking)
- [How Institutional Pipeline Density Determines Series A Outcomes](https://www.wearewiosna.com/insights/pipeline-density-series-a)
- [Multi-Corridor Settlement Architecture](https://www.wearewiosna.com/insights/multi-corridor-settlement-architecture)
- [Why Stablecoin Architecture Is a Strategic Choice, Not an Operational One](https://www.wearewiosna.com/insights/stablecoin-architecture-strategic)
- [Stablecoin Settlement in Islamic Finance](https://www.wearewiosna.com/insights/stablecoin-settlement-islamic-finance)
- [Why Institutional Digital Asset GTM Is Its Own Discipline](https://www.wearewiosna.com/insights/institutional-digital-asset-gtm)
- [The Regulatory Convergence Pattern](https://www.wearewiosna.com/insights/regulatory-convergence-pattern)
- [How to Structure Institutional Partnerships When Both Sides Are Emerging](https://www.wearewiosna.com/insights/structuring-symmetric-partnerships)
- [The Subsidy Era Is Ending Across Frontier Markets](https://www.wearewiosna.com/insights/articles/subsidy-era-ending-frontier-markets)
- [The Institutional Gate: Why Trust, Not Technology, Decides Who Gets In](https://www.wearewiosna.com/insights/articles/institutional-gate-trust-technology)
- [Your Stablecoin Will Not Win a Bank on Tech Alone](https://www.wearewiosna.com/insights/articles/bank-adopts-stablecoin-expensive-lesson)
- [Your Distribution Problem Is a Capacity Problem in Disguise](https://www.wearewiosna.com/insights/articles/distribution-problem-capacity-problem)